Tippyfi, My New Website on Personal Finance

A few days ago, I started a new WordPress website called Tippyfi, with the tagline “making financial independence typical, one person at a time.” This will be a financial education website that I eventually hope to turn into a venture that provides financial advice in an innovative way. While I wrap up my Ph.D. in Education at University of Central Florida over the next 18 months, my goal is to write 100 really useful articles for the site (so far, I have three).

Presently, you are reading my old website I worked on from December 2007 to May 2014, before moving to Thripp.com. There, I have written quite a bit about personal finance in the past couple years, but often in a manner that is not accessible to the public. With Tippyfi, I am writing more accessible, edgy, image-laden pieces that develop, extend, and provide concrete examples for the financial benefit of my readers. Some of my articles will be “deep dives,” such as my new article on how credit card interest is actually calculated (hint: it’s unfavorable to the customer).

Join me over at Tippyfi as I start this new journey.

Graph of typical version of timing the market where people wait for a bigger drop, the market goes up a lot, the investor gives in and buys high, and then the market dips and the investor sells in a panic

Newly Released 2012 Photos

2012 October 21: Hello, I have uploaded 110 new photos to Facebook but haven’t posted them here yet. If you are a user of Facebook you can view them here: http://www.facebook.com/media/set/?set=a.10150278643383526.330956.593538525&type=3 (you do not need to be friends with me).

These photos are mostly from San Francisco and the Montery Bay Aquarium from my trip to California in July, 2012. There are some from May and June, also.

I need to find a WordPress plugin or code one to make it easier to post photos here. I might not get to it until the end of the year, and I might just start posting photos without bothering to tag them, describe them, and upload stock versions.

September 17, 2011 Update

Hello, I haven’t posted here in a long time.

I got back from California 2 months early since I didn’t like it out there, though it was nice to see my mom, sister, and their family.

I got a job working as a secretary for a masonry company, which is pretty interesting. I did receive my A.A. degree in early June.

I haven’t taken many pictures in the past few months, but I still have all my photography equipment so I may start again soon.

I’ve been practicing the piano a little. I will probably copy the more important content on my websites to wordpress.com or somewhere else over the next few months since I’m not going to renew my web hosting.

I became a Mormon while in California, and transferred to Daytona so I’ve been attending church here.

I am going to start using my deviantart account again when I get back into photography.

Thanks for reading.

Selling Ads

I’ve decided to sell out the primary ad block on my website at the top-left of every post. 300×250, text, image, JavaScript, and/or Flash.

You can have whatever non-objectionable 300×250 ads you want there with JavaScript, a static ad, or rotating ads. Tell me what you want and I’ll code it for you, or provide your own code.

I’m completely replacing my primary Google AdSense block because AdSense doesn’t pay enough. I want to increase my income. If you are interested in purchasing this ad block which gets 20,000 unique organic pageviews per month on a PR 5/10 blog, email revenue@thripp.com. I DO NOT ACCEPT SPAM.

President’s Day Message

If you were President of the United States, what would you do? I would end the Federal Reserve, return us to isolationist policies, and provide grants for the opening of new factories and power plants.

Feel free to post your ideas in the comment section on this post.

Open Comment Thread

I just wanted to say I haven’t updated in a while because I’ve been sick, but I’ve had a lot going on with school, work, and family too.

Does anyone want to add a comment on this post? Just go to the comment form and leave your name, email, URL if you have one, and a comment of any length.

Please use your real name and email. I delete all advertisements, non-English comments, and spam on sight, but that doesn’t mean I don’t want to hear from you.

You can talk about whatever you want — my website, my photography, your website, your photography, your life, school, work, family, whatever. Just keep it interesting and don’t post one big block of text — use paragraph breaks by inserting a blank line between paragraphs.


Welcome to the Thripp Republic

The Thripp Republic is a new micronation founded by Richard X. Thripp on Jan. 3, 2011 in Daytona Beach, Florida with its own constitution and currency (the Thripp Dollar). In the future, there will be a Senate, Supreme Court, citizenship applications and benefits, free markets, and other fun yet serious things.

The Thripp Dollar is backprinted on 4×6 prints of artistic photographs by Richard X. Thripp. Currently, over 8000 one dollar notes have been printed and are generally distributed by Richard X. Thripp himself to students and faculty at Daytona State College.

The Thripp Dollar is worth 1/5000 troy oz. silver. This means that as of Jan. 3, 2011, one U.S. Dollar is equal to about 160 Thripp Dollars.

For more information, please visit the website I have set up at gov.thripp.com. :smile:

Old Website (2007–2012)


This website is from my teenage years. Please visit this website for newer materials.


I support artists with free photography.

As of May 2014, I have moved my operations to Thripp.com. Please visit there for my latest work.

As of October 2014, I have disabled the ability to leave comments on posts and pages on richardxthripp.thripp.com. As an alternative to adding CAPTCHA images, since everything on this site was written years ago, disabling commenting eliminates all comment spam.

Feel free to contact me through this form, or send me a tweet on Twitter.