Tippyfi, My New Website on Personal Finance

A few days ago, I started a new WordPress website called Tippyfi, with the tagline “making financial independence typical, one person at a time.” This will be a financial education website that I eventually hope to turn into a venture that provides financial advice in an innovative way. While I wrap up my Ph.D. in Education at University of Central Florida over the next 18 months, my goal is to write 100 really useful articles for the site (so far, I have three).

Presently, you are reading my old website I worked on from December 2007 to May 2014, before moving to Thripp.com. There, I have written quite a bit about personal finance in the past couple years, but often in a manner that is not accessible to the public. With Tippyfi, I am writing more accessible, edgy, image-laden pieces that develop, extend, and provide concrete examples for the financial benefit of my readers. Some of my articles will be “deep dives,” such as my new article on how credit card interest is actually calculated (hint: it’s unfavorable to the customer).

Join me over at Tippyfi as I start this new journey.

Graph of typical version of timing the market where people wait for a bigger drop, the market goes up a lot, the investor gives in and buys high, and then the market dips and the investor sells in a panic

I Won’t Give Up, Wedding March, Clocks, Amazing Grace (Piano)

Above is a YouTube playlist of me playing the following pieces on the piano:

I Won’t Give Up by Jason Mraz (sheet music)

Wedding March from “Midsummer Night’s Dream” by F. Mendelssohn (sheet music)

Clocks by Coldplay, arrangement by David Sides

Amazing Grace, arrangement by Sasan Rahmatian (sheet music)

Recorded April 2, 2013, these are my first piano videos since June 1, 2012. I will start posting videos more often!

Newly Released 2012 Photos

2012 October 21: Hello, I have uploaded 110 new photos to Facebook but haven’t posted them here yet. If you are a user of Facebook you can view them here: http://www.facebook.com/media/set/?set=a.10150278643383526.330956.593538525&type=3 (you do not need to be friends with me).

These photos are mostly from San Francisco and the Montery Bay Aquarium from my trip to California in July, 2012. There are some from May and June, also.

I need to find a WordPress plugin or code one to make it easier to post photos here. I might not get to it until the end of the year, and I might just start posting photos without bothering to tag them, describe them, and upload stock versions.

Photo: Flowering Shrub

Photo: Flowering Shrub

White flowers and green leaves on a small tree at nighttime.

Canon Rebel XTi, EF 50mm 1:1.4, 1/320, F7.1, 50mm, ISO800, 2012-03-11T01:41:00-04, 20120311-054100rxt

Location: Thripp Residence, Ormond Beach, FL  32174-7227

Download the high-res JPEG or download the source image.

This work is licensed under a Creative Commons Attribution 3.0 License. Please credit me as “Photo by Richard Thripp” or something similar.

Photo: Barren Branches

Photo: Barren Branches

Dead branches on a tree at night, lit with a flashlight.

Canon Rebel XTi, EF 50mm 1:1.4, 1/50, F2.5, 50mm, ISO1600, 2012-03-11T01:39:30-04, 20120311-053930rxt

Location: Thripp Residence, Ormond Beach, FL  32174-7227

Download the high-res JPEG or download the source image.

This work is licensed under a Creative Commons Attribution 3.0 License. Please credit me as “Photo by Richard Thripp” or something similar.

Photo: Green Leaves at Night

Photo: Green Leaves at Night

Green leaves on a tree against a black sky at night. I used a high-powered flashlight for lighting.

Canon Rebel XTi, EF 50mm 1:1.4, 1/125, F2.8, 50mm, ISO3200, 2012-03-11T01:38:18-04, 20120311-053818rxt

Location: Thripp Residence, Ormond Beach, FL  32174-7227

Download the high-res JPEG or download the source image.

This work is licensed under a Creative Commons Attribution 3.0 License. Please credit me as “Photo by Richard Thripp” or something similar.

Photo: Pink Leaves with Raindrops

Photo: Pink Leaves with Raindrops

Pink leaves in the sun after a shower. I tried using a larger aperture but found f/8 better for keeping more of the leaves in focus.

Canon Rebel XTi, EF 50mm 1:1.4, 1/125, F8.0, 50mm, ISO400, 2012-01-29T08:27:59-05, 20120129-132759rxt

Location: Thripp Residence, Ormond Beach, FL  32174-7227

Download the high-res JPEG or download the source image.

This work is licensed under a Creative Commons Attribution 3.0 License. Please credit me as “Photo by Richard Thripp” or something similar.

Photo: Bright Leaves and Sunshine

Photo: Bright Leaves and Sunshine

Colorful leaves on a small plant in the sunshine with raindrops.

Canon Rebel XTi, EF 50mm 1:1.4, 1/160, F8.0, 50mm, ISO400, 2012-01-29T08:27:44-05, 20120129-132744rxt

Location: Thripp Residence, Ormond Beach, FL  32174-7227

Download the high-res JPEG or download the source image.

This work is licensed under a Creative Commons Attribution 3.0 License. Please credit me as “Photo by Richard Thripp” or something similar.

Photo: U.S. Flag over the Golden Gate Bridge

Photo: U.S. Flag over the Golden Gate Bridge

Photo of the U.S. flag with the Golden Gate bridge in the background.

Canon Rebel XTi, EF 50mm 1:1.4, 1/1600, F4.5, 50mm, ISO100, 2011-06-18T15:31:13-07, 20110618-223113rxt

Location: San Francisco, CA

Download the high-res JPEG or download the source image.

This work is licensed under a Creative Commons Attribution 3.0 License. Please credit me as “Photo by Richard Thripp” or something similar.

Photo: Golden Gate Bridge Tower Side View

Photo: Golden Gate Bridge Tower Side View

Looking up at the side of one of the towers at an observation deck on the Golden Gate Bridge.

Canon Rebel XTi, EF 28-135mm, 1/500, F4.5, 28mm, ISO100, 2011-06-18T14:18:08-07, 20110618-211808rxt

Location: San Francisco, CA

Download the high-res JPEG or download the source image.

This work is licensed under a Creative Commons Attribution 3.0 License. Please credit me as “Photo by Richard Thripp” or something similar.